Frequently Asked Questions
Last updated: 2026-09-26
How is HorizonLendingUSA paid?
Lenders in the HorizonLendingUSA network pay a fee when they receive your form. That fee — and possibly the order lenders appear in — may be affected by those commercial arrangements. You are charged nothing.
Who actually receives my information?
Lenders in the network active in your state receive your completed form. HorizonLendingUSA may also share your information with third-party companies as described in its Privacy Policy. You can request details at any time by contacting info@horizonlendingusa.com.
What happens if no lender responds?
Not every submission results in a match. Lender availability varies by state, requested amount, income, and other factors. If no lender responds, your form still reached the network — you are free to explore other options at no penalty.
Can I stop the process after submitting?
Submitting is not a binding agreement. If a lender responds with an offer, you may decline it. To request removal from further contact, write to info@horizonlendingusa.com or follow the opt-out process in the Privacy Policy.
Does my credit score determine whether I am matched?
HorizonLendingUSA does not screen applicants by credit score. Each lender in the network sets its own standards and conducts its own review, which may include a credit inquiry at the lender’s discretion.